Bill organization doesn’t come easy to everyone. The one thing that does happen to all of us every month like clockwork you open your inbox or mailbox and there they are, bills!
Every family has someone who will sit and plan. Which bills to pay with which pay check, but have you ever missed one? I am not saying my way is the perfect way, but I haven't had any issues since using the
good old fashion pen and paper bill organization.
Sitting down to plan
At the beginning at the month or before the month ends I sit down and start writing all the bills we have. All the credit cards, the car and car insurance, the daycare and bus service, everything no matter if we owe them or not. Now you may be wondering why I would write them down if I don't owe them, for me its helps just to make sure my husband didn't charge something and forget to tell me or maybe I haven't used the card in a while and need to charge something, so they don't close the card.
I am then able to set up bill pay to know which company is going to be paid on which day. I am honestly not a fan of auto pay simply because if we have an emergency I may need to move something around or if I want to change amount it may cause some issues.
I will also sit and write down all the school events, upcoming birthdays' and social events, and of course our pay schedule. On the monthly tab in the notes schedule I write down every bill and the payment due. Then in each week because we get paid opposite weeks I will write down what will be paid with that check. In my agenda I do not like the hourly section I just want space to write and, in that space, I write my husband’s work schedule, the kids events and no school events, of course I have a section for meal planning and blogging.
As each week starts I then sit at my desk with my phone in hand and pay the bills that are due. I know it sounds simple and maybe even ridiculous that I would even write a blog like this, but you have no clue how long and how much trouble I had before I found this solution which has worked for us.
What bill organization method do you use?